If you and your spouse found the house of your dreams, would you feel good if your offer got turned down because you were not pre-approved for financing?

Hi, I'm Phil Caulfield. As a home mortgage consultant with 24 years of experience, I understand how important it is to get your application pre-approved. In this current real estate market sellers do not trust buyers who do not have a written pre-approval from a lender because they know obtaining financing is extremely difficult. They do not want to waste their time with unqualified buyers!

Now that you know a little bit about me. Let me tell you a little bit about what I can do for you. I can look at your income documentation, asset documentation, and credit report, and tell you the maximum amount you can qualify for.